The choice is yours: save with the partner bank, opt for classic passive management like other Swiss solutions, or let our AI continuously optimise your choices. BANCOR 3a is the only solution in Switzerland to offer you this level of flexibility, drawing on its proven success in the 2nd pillar.
Thanks to our partners' expertise in managing the 2nd pillar, representing close to 20% of pension capital in Switzerland, we guarantee you ultra-competitive costs.
You get daily tracking of our performance, a level of transparency unique in Switzerland, for management you can trust.
We provide reliable, high-performing management of your 3a savings, built on more than 20 years of experience in pension management and proven know-how in the 2nd pillar.
Your portfolio is made up of rigorously selected index products at the best price, guaranteeing stability and performance.
BANCOR 3a is the only foundation that is truly independent of the banks. You can keep your savings in cash with one of the partner banks, and we regularly expand this list to meet your needs ever better.
With BANCOR 3a's AI solution, you can have your portfolio adapt to your needs and personal situation, for continuous optimisation of your savings.
A solution designed for financial novices and experts alike, allowing everyone to benefit from high-performing management without effort.
We favour index investments that integrate ESG criteria (environmental, social and governance), so that your savings contribute to a sustainable future.
BANCOR 3a is the product of technological expertise originating from EPFL, guaranteeing you a solution based on the latest advances in financial engineering.